Heartland Fidelity Insurance Company provides employers and group health plans with insurance protection for excess exposure arising out of their financing of prescription drug and vision benefit programs. By focusing only on prescription drug and vision benefit programs, Heartland has developed a unique insight and approach to the effective management of these benefits. We have been able to successfully control claims costs through careful formulary management, advanced claims adjudication capabilities and underwriting discipline based on proprietary rating models. Heartland's clients include hundreds of public and private sector employers and unions.
Heartland Fidelity Insurance Company is an association captive insurance company established in 2003 and domiciled in the District of Columbia.
Benecard Services, LLC and National Vision Administrators, L.L.C. (NVA) are Program Managers for Heartland Fidelity Insurance Company's prescription drug and vision benefit programs.